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Some people are just stingy, others are extremely frugal. His reluctance to part with money might be as a result of his family circumstances when he was growing up. If they really went through hard times (most Nigerian families have, some more than others), maybe you can lovingly re-orient him in a considerate manner. However, if he is just plain stingy, you may have to rethink the relationship, especially if he is also stingy towards his family, you and his friends. Living with a stingy man is hell on earth!